1270 Trans Canada Way SE
Directions Medicine Hat, AB T1B 1J5

  • Sales: 18888343875
  • Service: 1-877-211-9210
  • Parts: 1-877-349-1106
Info

Finance Department

Do you want fast approval for car financing or vehicle leasing in Medicine Hat? Murray Chevrolet Cadillac offers a fast and easy credit application process, and we approve all sorts of customers for auto financing. Bad credit? No worries! We can help you rebuild your credit with our competitive car financing rates for low credit and no-credit customers.

Your privacy is important to us.
Murray Chevrolet Cadillac takes your privacy seriously and does not rent or sell your personal information to third parties without your consent.

Read our privacy policy.


Ready to apply?
Call us at 1-888-527-1141 or come visit us at 1270 Trans Canada Way SE, Medicine Hat, AB.

Apply Online With our Car Credit Application
Get pre-approved for credit fast using our convenient online car credit application. One of our representatives will contact you shortly via your preferred contact method so you can book an appointment to speak with one of our Financial Service Managers and answer any questions you may have about financing your vehicle.

With low percent financing and competitive rates on car financing with bad credit, Murray Chevrolet Cadillac is the affordable place to buy your next vehicle. Visit us today!

Credit FAQ
What is a credit score?

Lenders need to assess the risk you represent when they lend to you. Your credit score is a number that reflects your financial wellbeing at a certain point in time, compared to other consumers.

Most credit reporting agencies measure your credit score on a scale from 300 to 900. The higher your number, the less of a risk you are to the lender. This can also affect the interest you will have to pay on a loan, and whether you will be able to borrow money; typically, lenders only like to lend to people with a credit score of 550 or higher.

What is a credit report?
A credit report is a summary of your payment history, put together through the credit-reporting agencies, Equifax and TransUnion. Your report lists the sorts of credit you have (e.g. mortgage, student loans, credit cards, other borrowing) and the amount of your available credit that you are using. Lenders use your credit report as one of their main devices when deciding whether to offer you credit, or not. Industry Canada gives a more in-depth explanation of the various aspects of what you can expect on your credit report on their website. Visit this site for more information.

How do I get my credit report?
You can get your free credit report from either Equifax or TransUnion .

Typically, free credit reports take between 2 to 6 weeks to arrive. But if you need your credit report sooner than that, you are given the option from either company to pay for immediate express delivery.

Why should I check my credit score?
Checking your credit score once a year will allow you to look for possible errors in your payment history, as well as to guard yourself from potential fraud.

But we recommend that you do not request credit reports more frequently than that, as it can often raise red flags to possible lenders, even if you have an upstanding credit score. Improve your credit score as quickly and effectively as possible by carrying a balance on your credit card and ensuring that you pay more than the minimum monthly payment and do not pay late. Credit proposals and bankruptcy are visible on your credit report for 7 years after the discharge date.

Contact

Murray Chevrolet Medicine Hat

1270 Trans Canada Way SE
Directions Medicine Hat, AB T1B 1J5

  • Sales: 18888343875
  • Service: 1-877-211-9210
  • Parts: 1-877-349-1106

Hours

  • Monday 8:00am - 7:00pm
  • Tuesday 8:00am - 7:00pm
  • Wednesday 8:00am - 7:00pm
  • Thursday 8:00am - 7:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday Closed